About us
Taking out insurance is not that easy – especially for employees who are only in the Netherlands temporarily. ZEM, the expert in healthcare insurance for flexible migrant workers, offers a great solution. We look forward to arranging employee insurance for you, with a personal and professional approach that offers great value for money. Our service ensures you have everything you need to be able to do your work. We are always happy to assist you! Your employees will enjoy an excellent healthcare insurance package at a competitive premium. We provide them with clear information in multiple languages. This offers certainty and peace of mind.
ZEM is a brand operated by Zorg en Zekerheid – the healthcare insurer at home in every environment. From our Leiden office we aim to fulfil our mission: to experience life together in the best possible health.