Ideal arrangements in care for flexible migrant workers
- ZEM is the expert in group healthcare insurance for flexible migrant workers
- Personal communication with and access to your contact person at any time
- A competitive premium for your employees on a daily basis
Taking out insurance is not that easy - especially for employees who are only in the Netherlands temporarily. ZEM, the expert in healthcare insurance for flexible migrant workers, offers a great solution. We look forward to arranging employee insurance for you, with a personal and professional approach that offers great value for money. Our service ensures you have everything you need to be able to do your work. We are always happy to assist you!
Your employees will enjoy an excellent healthcare insurance package at a competitive premium. We inform them in multiple languages, with clear information and policy conditions in Dutch, English and Polish. This offers certainty and peace of mind.
View ZEM Policy 2025
Clarity for your employees
- Your employees will not receive any invoices for their excess: the compulsory excess is included in the group supplementary insurance.
- Full information about the healthcare insurance is available in English and Dutch
- Information about reimbursements and the policy conditions are also available in Polish and Romanian
Easy to manage
- Would you like to register or deregister an employee on their behalf, or view insurance documents? You can easily arrange it all in our Employers Portal.
- Any employees that already have a ZEM policy will keep their customer number, health insurance card and EHIC.
